How much can I borrow?
You can apply for £200–£1500 depending on your income, credit history, and ability to repay. You’ll see the offer clearly before deciding whether to accept it.
Am I eligible?
You must be 18+, a UK resident, have regular income, and a UK bank account with an active debit card. A soft credit check starts the process and won’t impact your credit score.
When will I get my funds?
Once approved and verified, we aim to send the money the same day, often within hours. Timing depends on your bank and whether the approval was during business hours.
Do you charge any fees?
No hidden fees—no application or processing charges, and no early repayment penalties. You only repay the loan plus interest, clearly shown before you accept.
How can I make a payment?
Repayments are taken automatically using your debit card. You can also log in anytime to make early/manual payments, view your schedule, or update card details.
What should I do if I can't make a payment?
If you’re struggling, log in or contact us. We can help adjust your payment plan or guide you to free advice. Ignoring payments may harm your credit score.