Legal
Terms of use
Thank you for visiting Monixa Ltd.
Below are a few things you need to know about us and your use of our services. Please read these terms and conditions carefully before using our services.
Who are we?
Monixa Ltd registered in England and Wales (Company number 08046177). Registered Office: Unit 16, Clacton Enterprise Centre, 1-2 Davy Road, Clacton-on-Sea, Essex, CO15 4XD.. Monixa Ltd is authorized and regulated by the Financial Conduct Authority.
Your consent to the terms and conditions stated here
You acknowledge that these Terms of Use will legally bind you when you use this website. Please do not use this site if you disagree with our terms of usage.
Modifications to these conditions
The contents of this website, including these Terms of Use, are subject to modification at any time. You agree to these changes if you continue to use the website after they are made.
Loans for People Services
We offer an online credit broking service and can assist you in looking for certain goods and services offered by the network of lenders and credit brokers that we refer to as "Our Partners." We don't charge you for utilising the Loans for People service, but if Our Partners are able to deliver the specific good or service you're searching for, we might get paid a commission.
The Financial Conduct Authority has licensed and regulated our partners.
How you utilise our website
You are not permitted to use our website in any way that is illegal or fraudulent; it is solely for your own use. Only UK residents who are at least eighteen years old should utilise our service.
How you utilise our website
You are not permitted to use our website in any way that is illegal or fraudulent; it is solely for your own use. Only UK residents who are at least eighteen years old should utilise our service.
Communication from or on behalf of Loans for People
When you use our service to look for a financial service or product, we will try to connect you with one of our partners. If that doesn't work, you will be taken to their website to finish the application. To find out the contact policy of the Partner to which you have been routed, please review their privacy policy.
References and credit checks
When you use our website to look for a financial product or service, we don't run credit checks on you.
However, in order to determine if you fulfil their eligibility requirements and are qualified for a specific product or service, Our Partners will consult credit reference agencies.
Rights to Intellectual Property
All intellectual property rights in our website and the content published on it belong to us or are licensed to us. These works are safeguarded by international copyright treaties and laws. These rights are all reserved.
We own all of the rights to loansforpeople.co.uk.
Links to external websites from our website
When completing an application for a product or service on one of our partners' websites, it is important that you read and accept the terms and conditions of any websites you visit.
Our website contains links to other websites and resources provided by third parties, but only for your information. The information on those websites or resources is beyond our control, and we disclaim all liability for it, as well as for any damage or loss that may arise from using it.
Information about you and the websites you visit
In compliance with our Privacy Policy, we handle your personal data. By using our website, you guarantee that all of the information you enter is accurate and agree that it will be processed in that manner.
We make every effort to guarantee the accuracy of the content on our website and work quickly to address any mistakes or omissions that we find. We cannot, however, promise that our website is always correct and free of errors. As a result, we have the right to change any information that is shown at any moment.
Financial Data
Nothing on the pages of this website shall be interpreted as offering financial, investment, or other professional advice in any way, and the contents of this website are not meant to offer any such advice.
Our liability
In the following situations, we disclaim all liability and responsibility for any loss or harm you may sustain, whether directly or indirectly:
If the data you give us is inaccurate, lacking, or deceptive;
If you're not a good fit for the product or service you're applying for,
Due to any actions or inactions on the part of Our Partners concerning the good or service you're applying for, and/or
As a result of your use, or inability to use our website due to circumstances beyond our reasonable control.
This has no bearing on our liability for malpractice-related death or personal injury, fraudulent misrepresentation, or misrepresentation of a fundamental matter, or any other liability that cannot be excluded or limited by applicable law, including but not limited to the Financial Services and Markets Act 2000, as amended ("FSMA"), or any conduct of business rules created in accordance with FSMA.
Hacking, viruses, and other offences
You must not intentionally use our site to send or upload any content that contains viruses or other malicious software or computer code that is intended to negatively impact the functionality of any computer hardware or software. No portion of our website, any network or equipment on which it is hosted, any software utilised to provide our site, or any equipment or network or software owned or used by any third party may be accessed without authorisation, interfered with, damaged, or disrupted.
Complaints
Our goal is to provide every client with exceptional service. Please visit our complaints page if you believe we have not fulfilled our obligations or if you would want to file a formal complaint of any type.
Applicable Law and Jurisdiction
English law will govern and interpret these terms and conditions, as well as your access to and use of our website (including any dispute or claim arising out of or in connection with them).
In relation to these terms and conditions, as well as your use of our website, you consent to the exclusive jurisdiction of the courts of England and Wales.
How to Contact Us
You can get in touch with us for any reason or if you have any queries concerning our terms and conditions:
Email: info@monixa.co.uk
Post: Unit 16, Clacton Enterprise Centre, 1-2 Davy Road, Clacton-on-Sea, Essex, CO15 4XD.